MetaMask, formerly Consensys Software Inc, is the world's largest self-custodial financial platform, giving people a single place to hold, spend, save and grow their money across both crypto and traditional assets. The company is building the consumer platform where that happens, bringing payments, savings, investing and digital assets together in one seamless experience. Having grown from the world's most widely used self-custodial wallet, MetaMask gives users direct control over their money and assets, with reach across approximately 190 countries. MetaMask has played a foundational role in Ethereum's growth since 2016. Today, MetaMask sits at the center of the blockchain economy, building the operating system for Open Money and putting people in full control of their financial lives.
Read all articles
MetaMask, Revolut, Robinhood, and Kraken are four different money apps for buying, trading, earning, and spending crypto. MetaMask is the only self-custodial money app of the four where users hold their own Private Keys, and it supports the most networks, with 700+ available natively, plus perpetual futures, prediction markets, tokenized assets, and a crypto debit card. Revolut is a custodial money app built around banking, combining a licensed UK bank with crypto trading outside the US. Robinhood is a custodial money app built around US investing, combining a brokerage with crypto and prediction markets. Kraken is a custodial centralized exchange built around trading, with the largest asset list of the three custodial money apps and an order-book platform. This guide compares all four apps by features, fees, yield, common use cases, and availability.
Disclaimer: This guide is for educational purposes only. It is not financial advice, not a solicitation, and not for UK audiences.
Feature | MetaMask | Revolut | Robinhood | Kraken |
Buy and sell crypto | Yes 100,000s of tokens via onramp providers such as MoonPay, Transak, PayPal, and Robinhood | Yes; 300+ tokens; Not available in the US | Yes; 90+ tokens in the US; 100 in the EU and 50+ in the UK through Bitstamp | Yes; 600+ tokens; Not available in New York or Maine |
Token swaps | Yes; Aggregator across DEXs and bridges; 700+ networks, including Ethereum, Bitcoin, Solana, and TRON | Yes; In-app conversion; Supported tokens only | No | Yes; In-app conversion and the Kraken Pro order book; Supported tokens only |
Debit or credit card | Yes; MetaMask Card (Mastercard integration) signup available in 45+ countries; accepted at 150M+ merchants worldwide, funded with mUSD, USDC, USDT, wETH, EURe, and GBPe, up to 3% back on purchases with mUSD | Yes; Revolut card (Visa or Mastercard by region); funded with US dollars, crypto linkable as a spending source | Limited; Robinhood Gold Card (Visa credit); Spends dollars, not crypto; 3% cash back, which can buy crypto automatically | Yes; Krak Card (Mastercard in UK and EEA, Visa in US); Spends cash and crypto balances; Up to 2% cashback |
Cash or stablecoin yield | Yes; Money Account at up to 6% variable APY on mUSD; Not FDIC insured | Yes; UK savings at 2.9%–4% AER by plan; FSCS-protected | Yes; Cash sweep at 3.6% APY with Gold; FDIC-insured through program banks | Yes; USDC rewards at a variable rate in the US, Canada, Australia, and the UK; Not FDIC or SIPC insured |
Crypto staking | Yes; ETH through pooled, liquid, and validator staking; Varies by region | Yes; Up to 16 tokens; Varies by region | Limited; ETH, SOL, and ADA; US only, not in CA, MD, NJ, or WI | Yes; ETH, SOL, and others; Most US states |
Stablecoins | Yes; mUSD (MetaMask's stablecoin), USDC, USDT, and DAI; Plus any stablecoin on supported networks | Yes; USDC and USDT; USDT not available for EEA and Swiss users | Yes; USDG and USDC in the US; USDC and EURC in the EU | Yes; USDC, USDT, and others; Varies by region |
Stocks and ETFs | Limited; 400+ tokenized stocks via Ondo; Not available in the US, UK, EEA, and several others | Yes; Stocks and ETFs; Varies by region | Yes; US stocks, options, and futures; Stock Tokens in the EU | Yes; 11,000+ US stocks and ETFs; xStocks tokenized stocks outside the US |
Perpetual futures | Yes; Up to 50x on 270+ assets via Hyperliquid; Not in the US, UK, Ontario, or Belgium | No | Limited; Up to 10x in the EU; US launch in the main app announced for the coming months | Yes; Up to 20x on xStocks perps outside the US; CFTC-regulated crypto perps in the US |
Prediction markets | Yes; Polymarket, mobile only; Not available in 39 countries, including the US and UK | No | Limited; Kalshi and other exchanges; US only | No |
Networks for deposits and withdrawals | Yes; 700+ networks, including Ethereum, Bitcoin, Solana, and TRON; Custom networks via RPC | Limited; Selected networks per token, such as USDT on Ethereum and TRON; No own network | Limited; Selected networks per token, such as Solana; Own layer 2, Robinhood Chain | Yes; Broad network list; Own layer 2, Ink, since December 2024 |
User holds the Private Keys | Yes; Self-custodial; Assets sit in the user's own wallet | No | No | No |
FSCS, FDIC, or SIPC protection | No | Yes; FSCS on UK bank deposits up to £120,000; Crypto not covered | Yes; SIPC on brokerage securities up to $500,000 and FDIC on swept cash up to $2.5 million; Crypto not covered | Limited; SIPC on US stocks through Kraken Securities, up to $500,000; Crypto not covered |
Account recovery by the company | No | Yes; Password reset and account recovery through Revolut support | Yes; Password reset and account recovery through Robinhood support | Yes; Password reset and account recovery through Kraken support |
Withdraw crypto to an outside wallet | Yes; Any token in the wallet; No withdrawal step or company-set limits | Limited; Supported tokens and networks only; Revolut sets fees and limits | Limited; Supported tokens and networks only; Robinhood sets fees and limits | Limited; Supported tokens and networks only; Kraken sets fees and limits |
MetaMask vs Revolut vs Robinhood vs Kraken: fees compared
Fee | MetaMask | Revolut | Robinhood | Kraken |
Buying crypto with cash | Variable, provider dependent processing fee, shown in full before purchase; Network fee; ~1% transaction fee | Yes; 1.49% on Standard and Plus, 0.99% on Premium and Metal, 0.49% on Ultra, falling to 0% by 30-day volume (UK); In the EEA, the greater of the plan rate or a minimum fee from €0.99 | Yes, ~0.95% in the US, earned through the spread on default orders; 0.95% trading fee in the EU | Yes; 1% plus spread in the Kraken app; Lower maker and taker fees in Kraken Pro |
Low cost trading | Yes; MetaMask Swaps aggregate cost-effective routes from industry leading providers with fee discounts available through MetaMask Rewards | Yes; Revolut X: 0% maker, 0.09% taker; No volume tiers, so a $1,000 taker order costs $0.90 at any volume | Yes; Exchange-routed orders: 0.50% maker, 0.95% taker at the entry tier; Falls to 0% maker and 0.03% taker with volume | Yes; Kraken Pro: 0.40% maker, 0.80% taker at the entry tier; Falls to 0% maker and 0.05% taker with volume |
Perpetual futures | Yes; No MetaMask fee, standard Hyperliquid trading fees apply | No | Yes; Robinhood fee plus a platform fee; Rates vary by product and region | Yes; Kraken trading fee; Rates vary by product and region |
Crypto card | Card tier dependent: free MetaMask Virtual Card with no fees, cardholder benefits, and cashback | Card tier dependent | Yes; Requires an annual Robinhood Gold subscription ($50 a year); Spends dollars, so no crypto conversion | Card tier dependent |
Network and withdrawal fees | No MetaMask fee, only the network fee paid to the blockchain; Shown before confirming, and covered by MetaMask on eligible Monad, SEI, and Solana transactions | Yes; £1–£3 token dependent Revolut service fee and network fee; Total shown before confirming and never exceeded | Limited; No Robinhood transfer fee, only the network fee; Estimate shown before confirming | Yes; Flat Kraken fee per token, with a minimum withdrawal; Final fee shown before confirming |
Where are MetaMask, Revolut, Robinhood, and Kraken available?
MetaMask availability: MetaMask is available globally except in countries on the US sanctions list, with feature-level restrictions. MetaMask Swaps are available globally except in countries on the US sanctions list. Buying and selling crypto for cash depends on which payment providers operate in a user’s region. MetaMask Perps, powered by Hyperliquid, are available in 150+ countries, excluding the US, UK, Ontario (Canada), Belgium, and countries on the US sanctions list. Tokenized stocks are available through MetaMask Swaps outside the US, UK, EEA, and several other regions, with availability set by each tokenization provider. Money Account is available globally except in the UK and countries on the US sanctions list. MetaMask Card is available to sign up for in 45+ countries, including the US and UK, and is accepted at 150M+ Mastercard merchants worldwide.
Revolut availability: Revolut offers crypto trading in select countries such as the UK, EEA. It does not offer perpetual futures, prediction markets, or RWAs. Revolut hasn't offered crypto to US customers since October 3, 2023. In the EEA and Switzerland, Revolut removed USDT to comply with MiCA, with final balance conversion on August 31, 2026. Robinhood availability: Robinhood offers crypto trading in the US, EU, and UK. Perpetual futures with up to 10x leverage are available in the EU, with a US launch in the main app announced. Prediction markets via Kalshi are available in the US only.
Kraken availability: Kraken offers crypto trading in the US (excluding New York and Maine), UK, EEA, Canada, Australia, and more. CFTC-regulated perpetual futures are available in the US, and xStocks perps in eligible regions outside the US. US stocks and ETFs are available to US customers, while xStocks tokenized stocks are unavailable in the US, Canada, UK, and Australia, and it offers no prediction markets. USDC rewards are available in the US, Canada, Australia, and the UK. The Krak Card runs on Mastercard in the UK and EEA and on Visa in the US.
Best money app for crypto: self-custody, banking, investing, and trading
Feature | Commonly used app | Why |
Self-custody | MetaMask | MetaMask offers complete self-custody, which means the user holds the Private Keys, |
Network support | MetaMask | 700+ networks supported natively, including Bitcoin, Ethereum, Solana, and TRON, plus any EVM network through a custom RPC |
Crypto held in a traditional banking account | Revolut | A licensed UK bank with FSCS-protected deposits, salary deposits, and multicurrency spending in the same money app as crypto, outside the US |
US stocks, options, and futures | Robinhood | Commission-free stocks, options, and futures with SIPC protection on securities, in the same US app as crypto |
Tokenized stocks, commodities, currencies, and funds | MetaMask | Native support for 1000s of tokenized assets within MetaMask Swaps |
Active trading on an order book | Kraken, Revolut | Kraken Pro charges 0.40% maker and 0.80% taker fees at the entry tier, with fee reductions based on trading volume Revolut X charges 0% maker and 0.09% taker at any volume |
Perpetual futures | MetaMask | MetaMask supports perps powered by Hyperliquid with up to 50x leverage on 100s of assets, no extra MetaMask fee, and pro trading features such as advanced order types and charts |
Prediction markets | MetaMask, Robinhood | MetaMask supports prediction markets powered by Polymarket on mobile, Robinhood supports prediction markets from Kalshi in the US only |
Crypto card | MetaMask, Kraken | MetaMask Card (debit card with Mastercard integration) allows users to spend crypto and receive up to 3% back on purchases in mUSD; Krak Card (debit card with Mastercard integration in the UK and EEA, Visa in the US) allows users to spend crypto, with up to 2% back |
Earning on dollars or stablecoins | MetaMask, Revolut, Robinhood | MetaMask Money Account earns up to 6% variable APY automatically and continuously between trades; Revolut UK savings earn 2.9%–4% AER, Robinhood's Gold cash earns 3.6% APY |
- GUIDES
Champions League prediction markets explained
The 2026-2027 Champions League season trading map: an overview of key prediction markets across the league phase and knockouts, what makes pricing distinct, and what moves volume from the opening match on Sep 8 2026 to the final in Madrid on June 5 2027.
- LATEST
MetaMask Card x Blackbird: Dine like an insider
Restaurant lovers, your card unlocks priority access.
- LATEST
Introducing MetaMask Money Account
Earn up to 6% APY automatically as you trade, send, and spend. Turn your money on.
